|
FHA Multi-Family
|
|
Max LTV
|
Fixed Term
|
Rate
|
Max. Amort.
|
|
Purchase - 85%
Rate/Term Refi -75%
|
35
|
From 3.60%
|
35
|
|
Conventional Small Portfolio - ($400k-$3.0M)
|
|
Max LTV
|
Fixed Term
|
Rate
|
Max. Amort.
|
|
Purchase - 80%
Rate/Term Refinance 75%
Cash-Out Refinance - 65%
|
Floating
|
5.34%
|
30
|
|
5-year
|
4.87%
|
30
|
|
7-year
|
5.32%
|
30
|
|
10-year
|
5.72%
|
30
|
|
30-year
|
7.19%
|
30
|
|
Conventional Large Portfolio - Non-Recourse ($3M to $20M+)
|
|
Max LTV
|
Fixed Term
|
Rate
|
Max. Amort.
|
|
Purchase - 80%
Rate/Term Refinance 75%
Cash-Out Refinance - 65%
|
Floating
|
5.09%
|
30
|
|
5-year
|
4.692%
|
30
|
|
7-year
|
5.07%
|
30
|
|
10-year
|
5.47%
|
30
|
|
30-year
|
6.94%
|
30
|
|
Special Products
|
|
Program
|
Fixed Term
|
Rate
|
Max. Amort.
|
|
Rehab / Bridge ( up to 75% LTC)
|
1-year
|
7.00%+
|
Interest-Only
|
|
NNN / RETAIL / OFFICE / INDUSTRIAL / SELF-STORAGE
|
|
$500,000 to $1.5M
|
|
Max LTV
|
Fixed Term
|
Rate
|
Max. Amort.
|
|
75%
Purchase and Refinance
|
3-year
|
5.95%
|
25
|
|
5-year
|
6.45%
|
25
|
|
7-year
|
6.75%
|
25
|
|
$1.5M to $10M+
|
|
Max LTV
|
Fixed Term
|
Rate
|
Max. Amort.
|
|
75%
Purchase and Refinance
|
3-year
|
5.75%
|
25
|
|
5-year
|
5.95%
|
25
|
|
7-year
|
6.20%
|
25
|
|
OWNER OCCUPIED / SBA / HOTEL / MOTEL
|
|
USDA and SBA Government Programs
|
|
Max LTV
|
Fixed Term
|
Rate
|
Max. Amort.
|
|
90%
Purchase (SBA)
75%
Refinance
|
Floating
|
6.00%
|
25
|
|
3-year
|
5.71%
|
25
|
|
5-year
|
6.0%
|
25
|
*Note: rates vary widely depending on borrower credit, LTV loan size, property condition, market conditions, and other factors.
|
